An Empirical Analysis of Rural Deposit Mobilization in South Asia

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1986-07

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Ohio State University. Department of Agricultural, Environmental, and Development Economics

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This paper presents GLS estimates for a regression model to explain rural deposits in India, Pakistan, Nepal and Sri Lanka. Per capita rural income, bank density and real rate of interest paid on deposits were significant variables. Access to bank branches is important because of the transaction costs of making and withdrawing deposits.

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