Market Segmentation in the Philippine Informal Credit Markets

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1993-01

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Ohio State University. Department of Agricultural, Environmental, and Development Economics

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The paper explains market segmentation that occurs in the Philippine informal credit markets through the matching of borrowers and lenders by their occupational specializations. The regression results support a predictable pattern of matching farmer lenders with borrowers specialized in non-farm activities and trader lenders with borrowers specialized in farming.

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