Matching of Lenders and Borrowers in Informal Credit Markets: Access to and Choice of Credit Contracts in the Philippines

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1991-02

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Ohio State University. Department of Agricultural, Environmental, and Development Economics

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The paper examines the determinants of access to and choice of contracts that results in the matching of heterogenous informal lenders with borrowers in the Philippines. The regression results suggest a predictable pattern of matching farmer and trader lenders with borrowers based on occupational specialization of lenders and borrower characteristics.

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