Does Membership Homogeneity Matter for Group Based Financial Services? Evidence from The Gambia

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CFAES_ESO_2254.pdf (2.61 MB)

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1995-08

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Ohio State University. Department of Agricultural, Environmental, and Development Economics

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This paper examined the effect of membership composition on the components of groups designed to provide financial services, and on the performance of these groups. Regression results based on data from RoSCAs in The Gambia show that gender homogeneity is less likely to affect components of group design than is homogeneity in income generating capacity of members. Membership homogeneity does not directly affect the repayment performance of the members but only indirectly through the components of the group design.

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http://hdl.handle.net/1811/66639

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ESO: Economics and Sociology Occasional Papers (AEDE)