La Viabilidad de la Banca de Desarrollo Agripecuario y el Acceso a los Servicios Financieros Rurales
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Date
1989-10
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Ohio State University. Department of Agricultural, Environmental, and Development Economics
Abstract
This paper explores the problems of public agricultural development banks in achieving financial viability. Lack of viability has been associated with declining loanable funds and loss of support from clients, Central Banks, and international agencies. Most problems derive from their original conceptual design as borrower-dominated institutions. Viability depends on protecting the portfolio from inflation, arrears and default, and operating losses. The task requires changes in the macroeconomic and policy environment, organizational reform, and financial technology innovations.