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dc.creatorGonzález Vega, Claudioen_US
dc.date.accessioned2015-03-26T12:11:38Z
dc.date.available2015-03-26T12:11:38Z
dc.date.issued1995-07en_US
dc.identifier.urihttp://hdl.handle.net/1811/66634
dc.description.abstractThis paper describes the experience of FINCA-Costa Rica and derives lessons from it about providing financial services to low-income rural producers. The evolution of FINCA illustrates a progression from a paternalistic toward a modern vision of microfinance. The paper first discusses the difficulties of providing financial services to poor rural households and firms. It emphasizes information, incentive, and enforcement issues and unsuccessful attempts to overcome these problems through government intervention. It also analysis the costs of financial transactions in rural environments. FINCA has confronted these challenges with much success, through local organizations known as bancomunales. Flexibility and the search of self-sufficiency have been key features of the program.en_US
dc.format.extentPages: 18en_US
dc.language.isoenen_US
dc.publisherOhio State University. Department of Agricultural, Environmental, and Development Economicsen_US
dc.relation.ispartofseriesOhio State University. Department of Agricultural Economics and Rural Sociology. ESO (Economics and Sociology Occasional Paper). No. 2246en_US
dc.rightsThis item may be protected by copyright, and is made available here for research and educational purposes. The user is responsible for making a final determination of copyright status. If copyright protection applies, permission must be obtained from the copyright holder to reuse, publish, or reproduce the object beyond the bounds of Fair Use or other exemptions to the law.en_US
dc.titleFINCA-Costa Rica: Lessons in Financing Rural Microenterprisesen_US
dc.typeTexten_US
dc.type.genreWorking Paperen_US


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