Linking Formal and Informal Financial Arrangements: A Note from The Gambia
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Publisher:Ohio State University. Department of Agricultural, Environmental, and Development Economics
Series/Report no.:Ohio State University. Department of Agricultural Economics and Rural Sociology. ESO (Economics and Sociology Occasional Paper). No. 2218
This paper describes a NGO program in The Gambia designed to link indigenous groups called RoSCAs with formal financial institutions. The careful institutional design of the NGO seems to be an improvement over the indigenous informal financial arrangements and the linkages with formal banks is found to be advantageous in providing financial services to women entrepreneurs.