Desarrollo Institucional del Banco Agricola y la Reforma Financiera
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Publisher:Ohio State University. Department of Agricultural, Environmental, and Development Economics
Series/Report no.:Ohio State University. Department of Agricultural Economics and Rural Sociology. ESO (Economics and Sociology Occasional Paper). No. 2005
This paper claims that financial reform will favor the agricultural sector of the Dominican Republic. This claim is based on the recent experience of the public Agricultural Development Bank (Banco Agricola). Earlier, financial development in the Dominican Republic suffered from an acute urban bias, accentuated by the high degree of specialization of financial institutions. Deposit mobilization was the foundation for the successful transformation of Banco Agricola This forced this bank to compete in the market and to be concerned about client demands. Deposit mobilization introduced other organizational imbalances that forced the transformation of the institution. One area where the reform has been significant is data management, particularly for loan collection. Banco Agricola's financial viability has been strengthened as a result.
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