Show simple item record

dc.creatorRhyne, Elizabethen_US
dc.creatorOtero, Mariaen_US
dc.description.abstractThe paper argues that microenterprise finance should be treated as part of the development of the financial system, in order to reach large numbers of people without a need for large continuing subsidies. The financial systems approach treats microenterprises as a market, offering a product with attributes clients want at a price that covers costs. The approach aims for financial viability of lending institutions, and it stresses that savings are equal in importance to credit. The report describes principles of credit delivery that have proved effective with poor clients. It also examines the prospects for financial viability among the nongovernmental and financial institutions that provide microenterprise finance. Suggestions are made on institutional support requirements, the role of donor organizations, and government policies to support growth of financial services for microenterprises.en_US
dc.format.extentPages: 48en_US
dc.publisherOhio State University. Department of Agricultural, Environmental, and Development Economicsen_US
dc.relation.ispartofseriesOhio State University. Department of Agricultural Economics and Rural Sociology. ESO (Economics and Sociology Occasional Paper). No. 1995en_US
dc.rightsThis item may be protected by copyright, and is made available here for research and educational purposes. The user is responsible for making a final determination of copyright status. If copyright protection applies, permission must be obtained from the copyright holder to reuse, publish, or reproduce the object beyond the bounds of Fair Use or other exemptions to the law.en_US
dc.titleUn Enfoque de Sistemas Financieros para las Microempresasen_US
dc.type.genreWorking Paperen_US

Files in this item


Items in Knowledge Bank are protected by copyright, with all rights reserved, unless otherwise indicated.

This item appears in the following Collection(s)

Show simple item record