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dc.creatorBaydas, Mayada M.en_US
dc.creatorMeyer, Richard L.en_US
dc.creatorAguilera-Alfred, Nelsonen_US
dc.description.abstractMicroenterprises receive several forms of aid; however, many are denied access to formal finance. It is often argued that women entrepreneurs are frequently discriminated against in formal credit markets, but these arguments are often based on rhetoric and advocacy rather than rigorous analysis. In this study, the results of a multinomial logit model show that although a smaller total number of women than men entrepreneurs applied for loans, women entrepreneurs represent a higher proportion of applicants. Interestingly, the small probabilities of both male and female entrepreneurs being quantity rationed implies that this form of credit rationing is not widely exercised in special microenterprise programs in Ecuador.en_US
dc.format.extentPages: 27en_US
dc.publisherOhio State University. Department of Agricultural, Environmental, and Development Economicsen_US
dc.relation.ispartofseriesOhio State University. Department of Agricultural Economics and Rural Sociology. ESO (Economics and Sociology Occasional Paper). No. 1989en_US
dc.rightsThis item may be protected by copyright, and is made available here for research and educational purposes. The user is responsible for making a final determination of copyright status. If copyright protection applies, permission must be obtained from the copyright holder to reuse, publish, or reproduce the object beyond the bounds of Fair Use or other exemptions to the law.en_US
dc.titleDiscrimination Against Women in Formal Credit Markets: Reality or Rhetoric?en_US
dc.type.genreWorking Paperen_US

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