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dc.creatorCuevas, Carlos E.en_US
dc.creatorTraore, Namatieen_US
dc.description.abstractThis paper explores three issues of importance in the study of savings behavior in developing countries, based on data obtained at the "Caisse Nationale d'Epargne" (CNE) of Niger. First, it shows that, relative to the availability of CNE branches, rural people are more active than urban savers in establishing accounts at the institution. Furthermore, our results suggest that the proportion of income saved in financial form by rural depositors is likely to be higher than that of the urban clientele. Second, no conclusive evidence was found regarding the validity of the lifecycle hypothesis of savings behavior. Further research appears necessary to control for other factors that may be affecting the results presented here, especially those associated with access to other means of formal and informal savings. Finally, the relative importance of agricultural activities and other occupations closely associated with agriculture in the CNE clientele was estimated to be about 15 percent, a share substantially larger than that estimated in previous studies in the same institution.en_US
dc.format.extentPages: 13en_US
dc.publisherOhio State University. Department of Agricultural, Environmental, and Development Economicsen_US
dc.relation.ispartofseriesOhio State University. Department of Agricultural Economics and Rural Sociology. ESO (Economics and Sociology Occasional Paper). No. 1422en_US
dc.rightsThis item may be protected by copyright, and is made available here for research and educational purposes. The user is responsible for making a final determination of copyright status. If copyright protection applies, permission must be obtained from the copyright holder to reuse, publish, or reproduce the object beyond the bounds of Fair Use or other exemptions to the law.en_US
dc.titlePatterns of Savings in Rural Nigeren_US
dc.type.genreWorking Paperen_US

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